How to setup GIRO | Step-by-step guides for Digital Banking | OCBC Singapore

Step-by-step guides for Digital Banking

Apply for Digital Banking access
Check your account balances
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Single bill payments
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Add billing organisations
Transfer funds using OCBC Digital app (Unique Entity Number)
Transfer funds using OCBC Digital app (Account Number)
Transfer funds using OCBC Digital app (NRIC/FIN Number)
Setup GIRO
Manage GIRO arrangements
View and repeat last 5 Overseas Funds Transfer
Add new payee for Overseas Funds Transfer
Transfer funds to an existing payee for Overseas Funds Transfer
Make foreign exchange fund transfers
Manage transaction limits
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Buy your stock - Pay Upfront (Lower Fees)
Buy your stock (in SGD)
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Buy your stock (in foreign currency)
Sell your stock (in foreign currency)
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Withdraw your orders
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Settle your trades
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Exchange Foreign Currencies
Set Rate Alerts
Set Auto-Execute Orders
Apply for Time Deposit
Apply for Credit Line
Perform Balance Transfer
Apply for ExtraCash Loan
Withdraw Time Deposit before maturity
How to setup GIRO
  • Step 1: Log in and tap on "Pay", within the menu bar on the top left

    On mobile app

    Tap on the left menu bar and select "Pay".

    On desktop

    Login with access code and PIN.

  • Step 2: Navigate to “GIRO services”

    On mobile app

    Tap on "GIRO services" and select "Setup GIRO payment".

    On desktop

    Click on "Payments & transfers" and select "GIRO services".

  • Step 3: Set up GIRO payment

    On mobile app

    Select the organisation and debiting account you wish to use for the GIRO application and tap on "Next".

    On desktop

    Click on “Set up GIRO payment”.

  • Step 4: Fill in GIRO payment details

    On mobile app

    Fill in the details required for GIRO application. Tap on "Agree" to accept terms and conditions.

    On desktop

    Select the organisation to pay, and your debiting account.

  • Step 5: Review your details / Fill in your personal and GIRO payment details

    On mobile app

    Review your details and tap on "Confirm".

    On desktop

    Fill in the rest of the fields, agree to Terms and Conditions and click on “Next”.

  • Step 6: And you're done on mobile! / Review your details

    On mobile app

    And you're done!

    On desktop

    Review and confirm your GIRO payment details.

  • Step 7: Agree to the Terms and Conditions

    On desktop

    Agree to the Terms and Conditions and click on “Submit”.

  • Step 8: And you’re done on desktop!

    On desktop

For your security, to access services like adding payees, changing transaction limits and updating personal details, you must wait up to 12 hours for OCBC OneToken to be fully activated.

Security advisory: Do NOT share your One-Time Password (OTP) with or provide your OneToken authorisation to anyone without knowing the intended purpose. Never share your OTP with family and friends, phishing websites, OCBC Bank staff or the police. Always go to https://www.ocbc.com/login or use the OCBC app to make your transactions.